- Széchenyi Leasing MAX+, FIX with 5% interest rate (subsidised scheme)
- Interest: interest paid by the lessee customer FIX 5%
- Financing is HUF-based, so there is no exchange rate risk!
- Amount financed: minimum HUF 3 000 000 - maximum HUF 100 000 000 per transaction and per client under this scheme
- Running time: 12-84 months
- Contribution: for VAT leasing customers (tax number: xxxxxxxx-2-xx) 10% of the net price and the full VAT of the machine price and VAT reclaim is required.
- Schedule of repayments (optional!!!): monthly regular, quarterly seasonal, or twice a year
- Contract conclusion fee: 2.5% of the amount financed, up to HUF 2.500.000
- Management fee: HUF 0 (0,5% of the management fee is subsidised)
- Subsidy: 8.5% interest subsidy (gross transaction interest rate 13.5%) and 0.5% management fee subsidy (management fee fully subsidised)
- KAVOSZ deadline: 2023.06.05.
- Market rate FIX forint lease or loan
- Maximum age of the machine at the end of the financing: up to 20 years, including for agricultural machinery and loading machines
- Minimum amount of leasing / loan: the amount disbursed must be at least HUF 10.000.000
- Eligible beneficiaries: available to both agricultural and non-agricultural customers (even for farmers and family farms).
- Maturity: 3-7 years
- Additional VAT for customers in VAT circle: VAT+10%. For farmers outside the VAT scope, the minimum own contribution is 47% of the net price, but this can be reduced on an individual basis!
- VAT reclaim: usually mandatory (but may be waived on a case-by-case basis, typically in the case of 20%+VAT, the financier may waive VAT reclaim)
- Repayments: twice a year (e.g. September and December), but monthly or quarterly payments are also available!
- Machinery breakdown insurance and all-risk property insurance: it is necessary to take out both types of insurance for the entire duration of the lease/loan, as the collateral towards the company providing the financing will be the machinery itself. In return for an annual premium payable to the insurance company, the customer is covered by an insurance policy covering almost all risks (e.g. engine failure, gearbox failure, electronic failure, windscreen breakage, theft, fire, etc.) as specified in the insurance contract.
- Lease / credit assessment fee: HUF 0
- Treatment cost: 0 Ft
- In short: fixed-rate, HUF-based leasing or loan, also available for farmers and family farms!
- FIX interest rate, disbursed in EUR and repaid in EUR (no exchange rate risk)
- Maximum age of the machine at the end of the financing: up to 20 years, including for agricultural machinery and loading machines
- Minimum amount of leasing / loan: the amount disbursed must be at least EUR 30,000
- Eligible beneficiaries: available to both agricultural and non-agricultural customers (also available to farmers and family farms)
- The client must have EUR income, as repayments are also made in EUR
- Maturity: 3-7 years
- Additional VAT for customers in VAT circle: VAT+10%. For farmers outside the VAT scope, the minimum own contribution is 47% of the net price, but this can be reduced on an individual basis
- VAT reclaim: usually mandatory (but may be waived on a case-by-case basis, typically in the case of 20%+VAT, the financier may waive VAT reclaim)
- Repayments: twice a year (e.g. September and December), but monthly or quarterly payments are also available!
- Machinery breakdown insurance and all-risk property insurance: it is necessary to take out both types of insurance for the entire duration of the lease/loan, as the collateral towards the company providing the financing will be the machinery itself. In return for an annual premium payable to the insurance company, the customer is covered by an insurance policy covering almost all risks (e.g. engine failure, gearbox failure, electronic failure, windscreen breakage, theft, fire, etc.) as specified in the insurance contract.
- Lease / credit assessment fee: HUF 0
- Treatment cost: 0 Ft
- In short: a fixed-rate, EUR-based lease or loan, also available for farmers and family farms!
Note: The above information does not constitute an offer and the information described is not to be taken as authoritative. This description is for information purposes only and does not imply any obligation on the part of Agro Partner Magyarország Kft. by. Terms and conditions are available on the kavosz.hu website and on the websites of the financing financial institutions!
